Waltham

Welcome to Waltham, MA!

We believe​ you deserve more from the mortgage industry.

We believe in the need for live, human interaction during a complex process. The kind of service and guidance which an app simply can’t provide.

We believe paperwork cannot tell your whole story. Our customers are more than credit scores and income documents. They are the individuals and families who live in and strengthen our communities.

Their story is our story. And that story begins in a home.

Our Socials

Waltham Logo

NMLS ID#: 479585

465 Waverley Oaks Road Suite 220 Waltham, MA 02452

Recent Reviews for Waltham

Featured Products

Meet Our Team

Branch Management

Cory
Parker

Mortgage Loan Originator

NMLS: 166838

Loan Originators

Tools For You

Consumer Tool Icon

Purchase Quiz

There’s no need to guess if now is the right time for you to buy a new home or refinance your current mortgage. Instead, take our simple 60-second quiz.

Consumer Tool Icon

Education Center

We understand how stressful the mortgage process can be, so we created an education center filled with information to help you better understand the ins and outs.

Consumer Tool Icon

Calculators

If you are considering the idea of buying a home or refinancing your existing one check out our calculators and take the guesswork out of the financials.

Loan Options

Conventional

A conventional home loan is a mortgage that is not insured by the federal government, so their terms are more flexible than USDA, FHA or VA loans. Offering low interest rates, they’re a great fit for customers with good credit and financial stability who can afford a down payment.

Without Federal Government-mandated procedures to deal with, Conventional loans are simple to apply and qualify for. With tons of options and customizable terms available, we can craft a conventional loan that perfectly aligns with your borrower's financial status and long-term goals.

Quick Facts

  • Downpayment Required
  • Insurance Required
  • Higher Credit Needed
  • No Residency Restrictions
  • Not Insured

VA Loan

Insured through the U.S. Department of Veterans Affairs, VA loans do not require the borrower to make any down payment or to get private mortgage insurance, amounting to substantial savings. With lower rates and the far more lenient underwriting standards, if your borrower is a current or former member of the U.S. armed forces, they are unlikely to get a better deal with any other kind of loan.

If your borrower meets the basic service requirements specified by the U.S. Department of Veterans Affairs, they are eligible for a VA loan.

Quick Facts

  • No Downpayment
  • Insurance Optional
  • Lower Credit Accepted
  • Primary Residence
  • Government Insured

USDA

The United States Department of Agriculture developed this mortgage option to improve the economy and quality of life in rural America by encouraging the purchasing of rural land. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, and you might be surprised how feasible it is to qualify for one beyond what most would consider “farmland”.

For income-qualified borrowers, USDA’s provide competitive Fixed Interest Rates at Affordable 30-Year Terms A USDA loan is one of the only loan programs offered to the general public that allows you to finance 100% of your borrower's home value. That means no down payment of any kind!

Quick Facts

  • No Downpayment
  • Insurance Required
  • Lower Credit Accepted
  • Primary Residence
  • Government Insured

FHA

An FHA loan is a mortgage designed for low-to-moderate-income borrowers. Insured by the Federal Housing Administration, FHA loans require a lower minimum down payment and credit scores than many conventional loans.

Unlike other loan types, property buyers with credit scores as low as 550 can qualify for an FHA loan. Mandatory down-payments can be set as low as 3.5% of the home’s cost, minimizing the need for available cash up-front. In addition to lower down-payments and interest rates, FHA borrowers can take advantage of unique benefits like Down Payment Assistance programs, Down Payment Gifts, and Up to 6% Seller Assist.

Quick Facts

  • Downpayment Required
  • Insurance Required
  • Lower Credit Accepted
  • Primary Residence
  • Government Insured
Ready to Get Started?